Motor vehicle insurance, also called automotive insurance, a contract by which the insurer assumes the risk of any loss the owner or operator of a car may incur through damage to property or persons as the result of an accident. There are many specific forms of motor vehicle insurance, varying not only in the kinds of risk that they cover but also in the legal principles underlying them.
1. Damage or loss to insured vehicle
2. Personal accident cover
3. Large network of garages
4. Third party liabilities
5. No claim bonus
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